Is getting the minimum coverage car insurance a good idea?

Is getting the minimum coverage car insurance a good idea?

I constantly see those commercials that say get the minimum required car insurance. And i'm wondering is that really a good idea, and what does that really even cover when you get into an accident?

 

BEST ANSWER: Try this site where you can compare quotes:4insurequotes.xyz

 

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I'm 16 & getting a 2010 Nissan Maxima. Don't tell me not to get it because I'll wreck or trash it. I learned how to drive when I was 12 and I drove all the time when I got my permit. I'm not going to trash it at all. All I need to know if how much insurance might be. A rough estimate because I know everywhere is different. Some few details: I'm 16, a female, straight A student, and really responsible. Thanks.

 

 

Question about different garaging address on insurance policy?

I had had my license for 6 years in October, and called my insurance company to make sure my rate would go down. While on the phone, the rep and I got to chatting and I mentioned to her that I have been staying most nights (6-7 nights per week) at a different address for over a year now, but my license and policy are still listed at my mother's address. The rep explained the garaging address can be changed without changing the billing address if the two are different. Today I received an email about being refunded the difference at the end of my policy term. I didn't realize the changes would generate such a huge difference in price (The zip code of the town I have been staying in has a low crime rate and my mother's address is in a city). I realize people change their address to commit fraud, and now seeing such a difference in rate, I want to sure there is no legal ambiguity- I want to be crystal clear on what garaging implies and what I need to be aware of. 1) Am I in a gray area...If I go home for a weekend? If I lend the car to my brother for a few days? Do I need to be at the garaged address 80% of the time? 100%? I almost want to call them and ask to change it back just so as not have to worry. 2) Also, what would generate the bigger rate difference- the garaging change or the fact that I have had my license for 6 years? (is there a way to tell? Can I request a revised policy? 3) I am planning to replace my car soon, possibly donating it by the end of the year (very old car with continuous engine problems), so I will need to cancel my policy before it is up in April. Will this complicate things further? Any advice or resources are greatly appreciated. Thanks in advance and thank you for reading!

 

 

Where can I find affordable insurance for sickle cell, full time student?

If possible, in the Washington DC metro area. School is really expensive and it's very difficult to afford all these costly insurance while at the same time paying for school and living expenses.

 

 

Any suggestions on best Health Insurance for a diabetic?

My son is in his late twenties, without health insurance and was diagnosed with juvenile diabetes, requiring him to take insulin daily. We are trying to help him with this financially, and bills are enormous. Any ideas on what might be the best health insurance plan for him? Thanks in advance for any suggestions.

 

 

Need affordable dog insurance?

Hi I am a college student and getting a puppy soon, i need an affordable , and good dog insurance, please if you have one...give me the details and which insurance you have, i would really appreciate it. Thanks!

 

 

How much does your insurance go up when you get in a fender bender?

My brother got in a fender bender. He is 16 and got his license about 9 months ago. The other car wasnt badly damaged, just minor. We live in California. Anyone know about how much his insurance policy will go up?

 

 

Should I buy life insurance from Transamerica?

I have read that AEGON owns Transamerica Life insurance. There is a posting that both are potential scams. One warning was about health insurance. Is there a connection between the life insurance and the health insurance? The Transamerica building in San Francisco is shaped like a Pyramid. Wouldn't it be something if........

 

 

Can I get an auto loan with a permit? and If a car is under my name can my moo give me insurance if I live?

Can I get an auto loan with a permit? and If a car is under my name can my moo give me insurance if I live with her with the same address?

 

 

What is home owners insurance like in Florida?

I am thinking of purchasing a home in the Kissimmee area that is around $140,000. Some people have told me that homeowners insurance and additionally flood and hurricane additions to my insurance is very very expensive. Can someone give me an example of their real life insurance price that includes flood or hurricane? Please reply only if you have first hand experience in Florida. Preferably in the Kissimmee or Orlando area.

 

Is getting the minimum coverage car insurance a good idea?

I constantly see those commercials that say get the minimum required car insurance. And i'm wondering is that really a good idea, and what does that really even cover when you get into an accident?

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